Investment & Resource Planning Associates

Privacy Notice Regarding Client Privacy

 The Securities and Exchange Commission Regulation S-P requires that Investment & Resource Planning Associates, Inc. notify you, as a client, of the policies and procedures we have adopted regarding the use and protection of your confidential information.
 
At Investment & Resource Planning, maintaining the trust and confidence of our clients is a high priority. That is why Investment & Resource Planning wants you to understand how we protect your privacy when we collect and use information about you, and the steps that we take to safeguard that information. A detailed explanation of our policy is provided for you in the enclosed Privacy Notice Regarding Client Privacy. 
 
Please read this information carefully. If you have any questions regarding our policy, please contact Investment & Resource Planning or me using the information provided in the enclosed notice.
 
Investment & Resource Planning appreciates your business and looks forward to helping you with your investment needs.
 
Privacy Notice Regarding Client Privacy
 
Maintaining the trust and confidence of our clients is a high priority. That is why we want you to understand how we protect your privacy when we collect and use information about you, and the steps that we take to safeguard that information. This notice is provided to you on behalf of Investment & Resource Planning Associates, Inc.. 
 
Information We Collect: In connection with providing investment products, financial advice, or other services, we obtain non-public personal information about you, including:
·         Information we receive from you on account applications, such as your address, date of birth, Social Security Number, occupation, financial goals, assets and income;
·         Information about your transactions with us, our affiliates, or others; and
·         Information received from credit or service bureaus or other third parties, such as your credit history or employment status.
 
Categories of Information We Disclose: We may disclose all information that we collect. Investment & Resource Planning and its affiliates do not sell customer lists and will not sell your name to telemarketers.
 
Categories of Parties to Whom We Disclose: We will not disclose information regarding you or your account with us, except under the following circumstances:
·         To your authorized Registered Representative and his or her manager; Investment & Resource Planning permits Registered Representatives and Investment Advisers that terminate their affiliation with Investment & Resource Planning to make copies of their client files.
·         To our parent company, FSC Securities Corporation, or their affiliates, to the extent permitted by law;
·         To entities that perform services for us or function on our behalf, including financial service providers, such as a clearing broker-dealer, investment company, or insurance company;
·         To consumer reporting agencies,
·         To third parties who perform services or marketing on our behalf;
·         To your attorney, trustee or anyone else who represents you in a fiduciary capacity;
·         To our attorneys, accountants or auditors; and
·         To government entities or other third parties in response to subpoenas or other legal process as required by law or to comply with regulatory inquiries.
 
How We Use Information: Information may be used among the AIG companies that perform support services for us, such as data processors, technical systems consultants and programmers, or companies that help us market products and services to you for a number of purposes, such as:
·         To protect your accounts from unauthorized access or identity theft;
·         To process your requests such as securities purchases and sales;
·         To establish or maintain an account with an unaffiliated third party, such as a clearing broker-dealer providing services to you and/or Investment & Resource Planning.
·         To service your accounts, such as by issuing checks and account statements;
·         To comply with Federal, State, and Self-Regulatory Organization requirements;
·         To keep you informed about financial services of interest to you.
 
Our Security Policy: We restrict access to nonpublic personal information about you to those individuals who need to know that information to provide products or services to you and perform their respective duties. We maintain physical, electronic, and procedural security measures to safeguard confidential client information.
 
Closed or Inactive Accounts: If you decide to close your account(s) or become an inactive customer, our Privacy Policy will continue to apply to you.
 
Complaint Notification: Please direct complaints to: Investment & Resource Planning, 4400 Fair Lakes Court, Suite 70, Fairfax, VA 22033 or call 703.890.0410.
 
Changes to This Privacy Policy: If we make any substantial changes in the way we use or disseminate confidential information, we will notify you. 
 
If you have any questions concerning this Privacy Policy, please write to: Investment & Resource Planning, 4400 Fair Lakes Court, Suite 70, Fairfax, VA 22033 or call 703.890.0410.
 
Registered Representative offering Securities through FSC Securities Corporation,
a Registered Broker Dealer   member FINRA/SIPC
Advisory Services offered through Investment & Resource Planning Associates, Inc,
a Registered Investment Advisor independent of  FSC Securities Corporation